Fixed Income Funds

• Invest in mid-term debt instruments with a focus on quality private debt instruments through the Active Investing strategy that has flexible portfolio management.
• Opportunity to generate attractive excess returns to reduce portfolio volatility after the overall policy interest rate in many countries around the world, led by developed countries, have entered a downward interest rate cycle and become a force for the trend of capital movement into emerging markets.
• Suitable for investors looking for opportunities to generate better returns than short-term fixed income and can tolerate moderate volatility

• Investors can use the following credit cards under the Krungsri Consumer group to purchase RMF and Thai ESG funds (except KFCASHRMF, KFAFIXRMF, KFGOVRMF, KFLTGOVRMF, KFMTFIRMF, KFGBTHAIESG-A, and any new RMF/ Thai ESG in 2024 according to the Company’s announcement for exemption):
  • Krungsri Credit Card of all types, HomePro Visa Platinum Credit Card, Manchester United Credit Card, AIA Visa Credit Card, Siam Takashimaya Credit Card, Krungsri NOW Platinum Credit Card, Central The 1 Credit Card, Lotus Credit Card, Krungsri First Choice Visa Credit Card, and XU Digital Credit Card.
• Any investment units from subscription will not join the credit card promotion and reward points accumulation.
• Terms and conditions in using credit cards will be as set forth by the Management Company and the Credit Card Companies.
• The Management Company reserves the right to change the conditions in subscribing the funds through credit cards without giving prior notice. In case of any dispute, the Company’s decision shall be deemed final.

• RMF is the fund promoting long-term investment for retirement. | Thai ESG Fund aims to promote long-term savings and encourage Thailand’s sustainable investment.
• Investors should understand fund features, returns, risks and study tax benefits in the investment manual before making an investment decision. | Investors will not be eligible for tax benefits in an absence of compliance with investment conditions.
• KFAFIXRMF shall invest both onshore and offshore in debt instruments and/or deposits or deposits equivalent issued, certified, avalized, or repayment guaranteed by the government, a state enterprise, a financial institution, and/or private entity, where such instruments are designated as investment grade in either the issue rating category or the issuer rating category. | Risk level 4: Medium to low risk.
• KF1MILDRMF shall invest in only one CIS unit. Minimum 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Mild Fund-I (KF1MILD-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk.
• KF1MEANRMF shall invest in only one CIS unit. A minimum of 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Mean Fund-I (KF1MEAN-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk
• KF1MAXRMF shall invest in only one CIS unit. A minimum of 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Max Fund-I (KF1MAX-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk.
• KFGBRANRMF shall invest at least 80% of NAV in average of fund accounting year in the foreign investment fund named, Morgan Stanley Investment Funds - Global Brands Fund, Class ZX (Master Fund). Risk Level: 6 – High risk | Hedge against currency risk upon fund manager’s discretion. Normally, the Fund will hedge against the exchange rate risk at a particular time for the value of at least 90% of the foreign investment value.
• KFNDQRMF invests in Invesco NASDAQ 100 ETF, the master fund, at least 80% of NAV in average of an accounting period. The Master Fund focuses on investing in the equity securities that are constituents of the NASDAQ-100 Index by investing at least 90% of its NAV in the equity securities issued by 100 of the largest US and non-US non-financial companies in terms of market capitalization that are listed on the Nasdaq Stock Exchange. The management company of the master fund is Invesco Capital Management LLC. Risk level: 6 - High risk.
• KFSINCRMF/ KFSINCFXRMF allocate at least 80% of NAV in each accounting year in a foreign fund titled PIMCO GIS Income Fund (Class I-Acc) (master fund), which invests at least two-thirds of its assets in a diversified portfolio of fixed Income instruments of government and corporate issuers worldwide. | Risk level 5: Medium to high risk.
• KFUSINDFXRMF shall invest in iShares Core S&P 500 ETF, the master fund, at least 80% of NAV in the average of an accounting period. The master fund invests in constituent stocks in S&P 500 index. The investment objective is to replicate the investment return of S&P 500 index. The management company of the master fund is BlackRock Fund Advisors. The fund may invest in structured note and/or derivatives contracts for efficient portfolio management at the discretion of the Management Company. | Risk level 6: High risk.
• KFWINDXRMF shall invest in iShares MSCI ACWI ETF, the master fund, at least 80% of NAV in the average of an accounting period. The Master Fund focuses on investing in the equity securities that are constituents of the MSCI ACWI Index with an objective to track the investment results of the index. The Master Fund will invest at least 80% of its NAV in the equity securities included in such index. | Risk level 6: High risk.
• KFTHAIESG shall invest at least 80% of its NAV in average of fund accounting year in listed stocks in the SET and/or MAI that 1) has been selected by SET or other organizations or institutions that the SEC recognizes as being outstanding in the environment or ESG and/or 2) have disclosed information about greenhouse gas emissions, management plan and setting goals to achieve the goal of reducing the amount of greenhouse gas emissions in Thailand., as well as arranging for a third-party verifier recognized by the SEC Office to conduct carbon footprint verification. In this regard, the SEC Office may also prescribe the guidelines for disclosure of such information by considering the internationally recognized disclosure requirements or standards related to GHG emissions. Risk Level: 6 – High risk.
• KFGBTHAIESG shall invest on average no less than 80% of its NAV in an accounting year in Thai government bonds, bonds with principal and interest guaranteed by the Ministry of Finance, debentures with principal and interest guaranteed by the Ministry of Finance but not including convertible debentures, or any other government sector instruments that are green bonds, sustainability bonds, sustainability-linked bonds. The fund may invest no more than 20% of NAV in average of fund accounting year in other units of mutual funds under management of the Company. Risk level: 6 - High risk.
• KFUSINDFXRMF will not use any tool to hedge against currency risk, while KF1MILDRMF/ KF1MEANRMF/ KF1MAXRMF/ KFGBRANRMF*/ KFNDQRMF/ KFSINCFXRMF and KFWINDXRMF will hedge against currency risk upon fund manager’s discretion. Therefore, these funds may be exposed to currency risk and/or investors may receive return above or below the initial investment. (*Remark: The funds will enter into a forward contract to hedge against the exchange rate risk on average of 90% of the foreign investment value.)