Promotions/Fund Highlight
Promotion for Switching from LTF to Thai ESG/ RMF 2025
Receive KFCASH-A worth 0.2% of total switched amount, starting from first Baht*
Give your LTF investments a chance to continue growing by switching to Thai ESG or RMF funds and enjoy 2X the advantages
1: The investment will be eligible for a tax deduction according to the criteria of Thai ESG and RMF funds.
- Plan your tax reduction without the need for new lump-sum investments.
- Investment options are now more diverse with Thai ESG funds that invest in both fixed-income instruments and stocks related to ESG, while RMF funds offer a wide range of investment policies to choose from, including fixed-income instruments, mixed funds, Thai stocks, international stocks, and even gold.
2: Get an exclusive promotion for LTF unit holders of Krungsri Asset Management only!
Receive KFCASH-A units worth 0.2% of the switched amount, starting from the first Baht*
All Krungsri Thai ESG & RMF funds have a minimum investment of only 500 Baht.
For fund details, click: Thai ESG | RMF
*Investment Details/Conditions & Eligibility for LTFs Switching Promotion
- This promotion is exclusively for individual investors holding LTF units* with Krungsri Asset Management (“The Company”) (*Only Long-Term Equity Funds (LTFs) eligible for personal income tax deduction as per the Revenue Department's announcement.).
- Investors can switch LTF units to any Thai ESG or RMF funds managed by the Company (except for the KFCASHRMF fund and the ThaiESG/RMF fund, which will have a new IPO in 2025 and may be announced for exemption later.). The switching-in transactions must take place between 25 February and 30 December 2025, only. The total switching-in amount for each fund will be accumulated throughout the promotional period.
- The eligible switching amount is calculated based on the accumulated switching amount from LTF funds of the Company to ThaiESG/RMF during the promotional period, minus any ineligible investment amounts, which include redemption, switching out to non-participating funds, or transferring to other asset management companies. The Company will deduct these amounts from the accumulated switching amount.
- In the case where the Thai ESG/RMF funds, into which the investor has switched LTF funds, already has existing investment units, and the investor redeems, switches out, or transfers units from the previously held investment units, it will not be considered a breach of the conditions of this promotional program. The Company will use the First-In, First-Out (FIFO) method to calculate the units for redemption, switching out, or transferring.
- Investors must hold Thai ESG/RMF units switched from LTF until 31 Mar’26, when the Company will calculate the net cumulative switched amount to qualify for KFCASH-A units.
- In cases where the investor has more than one fund account, the Company will calculate the net switch amount from all accounts combined, based primarily on the national ID card number.
- The Company will transfer the KFCASH-A investment units according to the switching and entitlement conditions by 30 Apr'26, with the value of the KFCASH-A fund units as of the transfer date.
- The investor who has received the benefits from this promotional offer will not be entitled to other promotional offers from the Company in 2025.
- The switching of investment units by corporate investors, institutions, and provident funds will not be eligible for this promotion.
- The Company reserves the right to change the terms and conditions of this promotion without prior notice.
For details of KFCASH-A, click here
For investment manuals of Thai ESG funds & RMF funds, click here
- RMF invests for retirement | Thai ESG is a fund that promotes long-term savings and supports sustainable investments for Thailand.
- Investors should understand fund features, return conditions, risks, and study the tax benefits in the investment manuals before making an investment decision. Unitholders will not receive tax benefits if they do not comply with investment conditions.
Please request the prospectus/inquire for additional information at Krungsri Asset Management, tel. 02-657-5757, press 2, or through our selling agents.
Recommended RMF & Thai ESG Funds Fixed Income Funds
Mid-term fixed income
KFAFIXRMF (Krungsri Active Fixed Income RMF)
- Invest in mid-term debt instruments with a focus on quality private debt instruments through the Active Investing strategy that has flexible portfolio management.
- Opportunity to generate attractive excess returns to reduce portfolio volatility after the overall policy interest rate in many countries around the world, led by developed countries, have entered a downward interest rate cycle and become a force for the trend of capital movement into emerging markets.
- Suitable for investors looking for opportunities to generate better returns than short-term fixed income and can tolerate moderate volatility
Source: Krungsri Asset Management as of Oc’24.
Global fixed income
KFSINCRMF (Krungsri Global Smart Income RMF)
KFSINCFXRMF (Krungsri Global Smart Income FX RMF)
- Invest in the master fund titled PIMCO GIS Income Fund that focuses on generating the consistent income from multiple sources of income through a diversification into a combination of high quality and high yielding instruments, including government bonds, private bonds (Investment Grade private and High Yield), and Mortgage-Backed Securities (MBS)/ Asset-Backed Security (ABS) in order to enhance the ability to generate high and consistent return and reduce the volatility stemming from changes of economic conditions and interest rates.
- Suitable for investors seeking more investment diversification into fixed income portfolio and those looking for potential to enhance returns volume for their overall portfolio.
- KFSINCRMF is fully hedged against a foreign exchange risk.
KFSINCFXRMF is hedged against a foreign exchange risk upon the discretion of fund managers.
Thai Equity Funds
- Aim to track the investment returns of SET100 Total Return Index with targeted tracking error (TE) of the Fund and the benchmark to be not greater than 1.00% per annum.
- Opportunity to achieve growth in tandem with the recovery of Thai stock market backed with the supporting factors from the capitals of the Vayupak Fund and political issues that are clearer, including the potentials of implementing economic stimulus policies.
Source: Krungsri Asset Management as of Oc’24.
Foreign Investment Funds
Global Leading Brands
KFGBRANRMF (Krungsri Global Brands Equity Dividend RMF)
- Invest in stocks of leading brand owners with customers base around the world and potential to have a consistent income from the high brand loyalty of their customers.
- These stocks are defensive stocks that are resistant to the economic cycle. Most of them are brands of products used in daily life, such as consumer goods which customers must buy no matter how the economy turns out.
- The master fund, Morgan Stanley Investment Funds – Global Brands Fund has performed exceptionally well with an ability to find the companies with high profitability, who have the potential to generate stable returns during the bull market and can protect the risk of investment during the bear market
- Examples of stocks: Microsoft, SAP, Visa, Accenture, Aon, etc. (Source: Morgan Stanley Investment Management as of 31 Aug’24.)
Rising-Star Stock Indexes
- KFUSINDFXRMF (Krungsri US Equity Index FX RMF): Opportunities to achieve returns from top 500 US companies and the high-flying S&P 500 index as the time has come for both share price and positive factor from downturns of interest rate and Donald Trump's Economic Policies.
- KFNDQRMF (Krungsri NDQ Index RMF): Opportunities to grow with Nasdaq-100, a rising star index in the decade of technology and innovation as a hub for big tech stocks, including the Magnificent 7 companies: Apple, Microsoft, Alphabet, Amazon, META, Tesla, and Nvidia.
- KFWINDXRMF (Krungsri World Equity Index RMF): Opportunity to invest in MSCI ACWI Index, the world equity index composing of companies from both developed and emerging markets countries worldwide supported by the current economic outlook and various factors fueling the global stock markets growth.
Mixed Funds: Comprehensive Asset Allocation
- KF1MILDRMF (Krungsri The One Mild RMF): Focus on investing in debt instruments, low volatility.
- KF1MEANRMF (Krungsri The One Mean RMF): Invest in fixed-income securities, equities, and alternative assets in equal proportions with moderate volatility.
- KF1MAXRMF (Krungsri The One Max RMF): Focus on investing in stocks and alternative assets with high volatility
Invest a variety of assets through selected mutual funds, including fixed income funds, Thai equity funds, and alternative assets through the Krungsri Group's views of allocating investment weights to suit different targets and risk levels while flexibly adjusting the funds’ portfolios proactively to keep up with the situation.
Thai ESG Funds
- KFTHAIESG: Grow with ESG stocks with an opportunity to generate higher returns than the index.
- KFGBTHAIESG: Opportunity of resilient growth with ESG Government bond
For Thai ESG funds details, click here
Disclaimers/ Investment Policies
- RMF is the fund promoting long-term investment for retirement. | Thai ESG Fund aims to promote long-term savings and encourage Thailand’s sustainable investment.
- Investors should understand fund features, returns, risks and study tax benefits in the investment manual before making an investment decision. | Investors will not be eligible for tax benefits in an absence of compliance with investment conditions.
- KFAFIXRMF shall invest both onshore and offshore in debt instruments and/or deposits or deposits equivalent issued, certified, avalized, or repayment guaranteed by the government, a state enterprise, a financial institution, and/or private entity, where such instruments are designated as investment grade in either the issue rating category or the issuer rating category. | Risk level 4: Medium to low risk.
- KF1MILDRMF shall invest in only one CIS unit. Minimum 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Mild Fund-I (KF1MILD-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk.
- KF1MEANRMF shall invest in only one CIS unit. A minimum of 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Mean Fund-I (KF1MEAN-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk
- KF1MAXRMF shall invest in only one CIS unit. A minimum of 80% of NAV in average of fund accounting year are invested in the Master Fund named, Krungsri The One Max Fund-I (KF1MAX-I) which managed by Krungsri Asset Management Co., Ltd. The Master Fund will invest on average no less than 80% of NAV in an accounting year in the investment units of at least two domestic and foreign mutual funds and/or exchange traded funds (ETFs) which have the policy to invest in one or several types of assets. | Risk level 5: Medium to high risk.
- KFGBRANRMF shall invest at least 80% of NAV in average of fund accounting year in the master fund, Morgan Stanley Investment Funds - Global Brands Fund. Risk Level: 6 – High risk | Hedge against currency risk upon fund manager’s discretion. Normally, the Fund will hedge against the exchange rate risk at a particular time for the value of at least 90% of the foreign investment value.
- KFNDQRMF invests in Invesco NASDAQ 100 ETF, the master fund, at least 80% of NAV in average of an accounting period. The Master Fund focuses on investing in the equity securities that are constituents of the NASDAQ-100 Index and non-US non-financial companies in terms of market capitalization that are listed on the Nasdaq Stock Exchange. The management company of the master fund is Invesco Capital Management LLC. Risk level: 6 - High risk.
- KFSINCRMF/ KFSINCFXRMF allocate at least 80% of NAV in each accounting year in the master fund, PIMCO GIS Income Fund, which invests at least two-thirds of its assets in a diversified portfolio of fixed Income instruments of government and corporate issuers worldwide. | Risk level 5: Medium to high risk.
- KFUSINDFXRMF shall invest in iShares Core S&P 500 ETF, the master fund, at least 80% of NAV in the average of an accounting period. The master fund invests in constituent stocks in S&P 500 index. The investment objective is to replicate the investment return of S&P 500 index. The management company of the master fund is BlackRock Fund Advisors. | Risk level 6: High risk.
- KFWINDXRMF shall invest in iShares MSCI ACWI ETF, the master fund, at least 80% of NAV in the average of an accounting period. The Master Fund focuses on investing in the equity securities that are constituents of the MSCI ACWI Index with an objective to track the investment results of the index. The Master Fund will invest at least 80% of its NAV in the equity securities included in such index. | Risk level 6: High risk.
- KFTHAIESG shall invest at least 80% of its NAV in average of fund accounting year in listed stocks in the SET and/or MAI that 1) has been selected by SET or other organizations or institutions that the SEC recognizes as being outstanding in the environment or ESG and/or 2) have disclosed information about greenhouse gas emissions, management plan and setting goals to achieve the goal of reducing the amount of greenhouse gas emissions in Thailand., as well as arranging for a third-party verifier recognized by the SEC Office to conduct carbon footprint verification. In this regard, the SEC Office may also prescribe the guidelines for disclosure of such information by considering the internationally recognized disclosure requirements or standards related to GHG emissions. Risk Level: 6 – High risk.
- KFGBTHAIESG shall invest on average no less than 80% of its NAV in an accounting year in Thai government bonds, bonds with principal and interest guaranteed by the Ministry of Finance, debentures with principal and interest guaranteed by the Ministry of Finance but not including convertible debentures, or any other government sector instruments that are green bonds, sustainability bonds, sustainability-linked bonds. The fund may invest no more than 20% of NAV in average of fund accounting year in other units of mutual funds under management of the Company. Risk level: 6 - High risk.
- KFUSINDFXRMF will not use any tool to hedge against currency risk, while KF1MILDRMF/ KF1MEANRMF/ KF1MAXRMF/ KFGBRANRMF*/ KFNDQRMF/ KFSINCFXRMF and KFWINDXRMF will hedge against currency risk upon fund manager’s discretion. Therefore, these funds may be exposed to currency risk and/or investors may receive return above or below the initial investment. (*Remark: The funds will enter into a forward contract to hedge against the exchange rate risk on average of 90% of the foreign investment value.)
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